Start-up Consulting

Start-up Consulting Early-stage Start-ups
The founding team and early-stage company are building a business model, finding product - market fit and preparing to scale up.

Start-up Support Organizations
Schools, incubators, and accelerator programs need methods and tools to improve the quality of training, mentoring, and practical implementation.

SME Consulting

SME Business Consulting SMEs
The company is growing, planning to expand, or transforming its operating model, from finance and products to growth management.

Business Support Organizations
Associations, trade promotion organizations, programs/funds that support SMEs to optimize operations, transform flexibly, and expand effectively.

Money X ‣ Tools, templates, and documents for startups and SMEs.

Start-ups Financial Model

This basic financial model template helps you validate assumptions, forecast cash flow and identify the optimal time to raise capital for your start-up.

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Reports

STB

With expectations that STB will complete provisioning for VAMC bonds in 2023, we believe profit growth in 2024 and 2025 will be promising, and the bank will have greater opportunities to complete its restructuring plan ahead of schedule.

PNJ

Based on our previous estimates, we had forecast double-digit declines in both revenue and profit in Q2 and Q3 2023. However, Q2 2023 delivered a relatively positive surprise, with revenue declining 17% year on year and net profit falling only 8% year on year.

VCB

VCB reported VND9.3 trillion in pre-tax profit (up 25% year on year), slightly below our estimate of VND10 trillion (up 35% year on year), due to higher-than-expected provisioning.

MONEY X ⎟ Lean • Smart • Exponential

Money X is an initiative supporting startups and financial innovation, helping Startup founders and SMEs build smarter, faster, and more scalable business models. We combine Lean Startup, AI, financial thinking, and practical implementation experience to support businesses from idea validation and business model development to optimized operations, aiming for sustainable growth in the digital economy.

Hotline 090∙123∙0880