upside-down world map
23 Aug 2023
Manhattan Ng

If you visit the Money X website, you'll see a small, "upside-down" world map next to the main menu.

Why did Money X choose this map? What's the philosophy behind this detail?

It's not a design flaw, not a unique detail, and it's not random. The map is a subtle reminder, a consistent statement about how Money X approaches things: always re-examining familiar assumptions to find a more suitable path forward.

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Creator, not Founder
12 Aug 2026
Manhattan Ng

In late 2022, after leaving my full-time role in banking, I began looking for a new direction. As I searched for creative ideas, I found myself thinking about the Jewish people: Einstein, Freud, Brin, Spielberg, and Zuckerberg, all of whom have helped shape the modern world; the wall built to keep out zombies in World War Z

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Multisided Business Models
07 Aug 2026
Manhattan Ng

Multi-sided markets are not difficult because they involve many users. They are difficult because each side has different incentives, risks, and units of value. For SmartKid a project helping children build skills, discipline, and goal - oriented thinking, this is a practical lesson as the team moves into MVP delivery.

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Building a two-sided platform
06 Aug 2026
Manhattan Ng

A dangerous mistake many founders make is trying to build a complete product for both buyers and sellers from day one. A more effective approach is to prioritize one side, create real value through manual work, and then use those results to attract the other side. Practical insights from mentoring the Steply project, Summer 2026.

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Voucher for Start-ups
03 Aug 2026
Janice Ha

Under Decree 268/2025/ND-CP, innovation support policy is starting to shift from “inputs” to “outputs” - in other words, from research to commercialization. The voucher mechanism opens a new path for startups. This article summarizes how vouchers work, their benefits, risks, impact on startups, government, and the market.

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MONEY X ⎟ Lean  •  Smart  •  Exponential

Money X is an initiative supporting startups and financial innovation, helping Startup founders and SMEs build smarter, faster, and more scalable business models. We combine Lean Startup, AI, financial thinking, and practical implementation experience to support businesses from idea validation and business model development to optimized operations, aiming for sustainable growth in the digital economy.

Hotline  090∙123∙0880