Million-dollar businesses with just one employee
01 Aug 2026
Janice Ha

Until recently, growing a company usually meant building a large team. Now Artificial intelligence (AI) is making it easier for founders to launch alone, and many continue that way even as they grow into million-dollar businesses with just one employee, working from home and relying on software instead of staff.

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From Vietnamese Universities to Singapore
27 Jun 2026
Janice Ha

Selected from nearly 1,500 applications submitted by participants from more than 80 universities nationwide, the opportunity for two VN startups to accelerate in Singapore reflects a growing trend in which universities are becoming incubators for tech-businesses capable of competing internationally.

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Circular No. 10/2023/TT-NHNN
21 Aug 2023
Janice Ha

On the afternoon of August 23, the State Bank of Vietnam (SBV) unexpectedly issued Circular No. 10/2023 /TT-NHNN. Under the newly issued Circular, the SBV suspended the implementation of Clauses 8, 9, and 10 of Article 8 of Circular No. 39/2016/TT-NHNN, which had prohibited lending for certain purposes.

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 Directive No. 02/CT-NHNN
24 May 2023
Janice Ha

State Bank of Vietnam has issued Directive No. 02/CT-NHNN on strengthening credit operations and implementing the policy on rescheduling debt repayments, maintaining debt classifications, in accordance with Circular No. 02/2023/TT-NHNN dated 23/04/2023. Directive No. 02/CT-NHNN takes effect on 23/05/2023.

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Circular No. 03/2023/TT-NHNN
13 May 2023
Janice Ha

At the end of April 2023, the State Bank of Vietnam issued a series of circulars, including Circular No. 02/2023/TT-NHNN, which allows debt repayment rescheduling and the maintenance of debt classifications, and Circular No. 03/2023/TT-NHNN, which permits credit institutions to repurchase corporate bonds immediately.

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MONEY X ⎟ Lean  •  Smart  •  Exponential

Money X is an initiative supporting startups and financial innovation, helping Startup founders and SMEs build smarter, faster, and more scalable business models. We combine Lean Startup, AI, financial thinking, and practical implementation experience to support businesses from idea validation and business model development to optimized operations, aiming for sustainable growth in the digital economy.

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